Good planning
is personal.
Insurance, protection and a tax-aware perspective—guided by your priorities, not a particular product.

It starts with listening.
Then looking further.
There is no single policy or plan that fits everyone. Your needs, your family, your business and your goals deserve to be understood first.
At Lumora, we connect personal attention with choice across multiple insurance carriers, bringing real-world business and tax experience into the conversation.
A considered approach
to what comes next.
Focused expertise and clear conversations, designed around the decisions that matter.
Life insurance.
Coverage deserves more than a quick quote. We help you examine the choices, understand the trade-offs, and select protection that makes sense for your life.
Explore expertiseAnnuities.
Understand how an annuity may fit into your retirement picture—before committing to any contract.
Explore expertiseRetirement considerations.
Explore insurance-based planning ideas in the context of the life you want to live.
Explore expertiseLegacy protection.
A thoughtful legacy plan can help bring clarity to the people and commitments you care about most.
Explore expertiseTax planning.
A tax-aware perspective for business owners, professionals and families making consequential decisions.
Explore expertiseNot one carrier.
Not one answer.
We believe a recommendation is more useful when you've explored the alternatives. With access to multiple insurance carriers, we can help you compare available coverage and understand the details behind your choices.
perspective.

Business-minded.
People-first.
I'm Menachem Rabin. My background spans building an e-commerce business, working in public accounting and helping families navigate insurance decisions. I founded Lumora to bring those perspectives together in a more personal experience.
Practical experience shapes the questions I ask. Your priorities shape the answers we explore.
Get to know Lumora