Privacy &
disclosures.

Privacy

This informational website does not use an embedded third-party form processor. The contact form creates an email in your email application; the message is sent only if you choose to send it. Email is not a secure channel. Please avoid sending sensitive personal, medical or financial account information. Standard hosting providers may process basic access logs, IP addresses and technical data needed to serve the website. A final hosting-specific privacy review should be completed before publication.

Insurance information

Lumora Planning Partners is a business name used by Menachem Rabin, an individually licensed independent insurance agent. Lumora is not separately licensed as an insurance agency or brokerage. Insurance-related services are offered by Menachem Rabin in his individual licensed capacity. Products, appointments and availability differ by jurisdiction and carrier. Policies are subject to underwriting, exclusions and terms. Annuities can involve surrender charges, fees, restrictions and risks. Guarantees depend upon the claims-paying ability of the issuing insurer.

Licensing

Founder Menachem Rabin holds a Florida 2-15 Life, Health and Annuities license (G289244) and reports nonresident insurance licenses in New York (LA-2001350), California (4588925) and Georgia (3943095). License status and appointments should be verified before publication and may change.

Tax, investment and legal matters

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Accuracy and updates

Descriptions on this website are intended to be general and should not substitute for policy documents, a qualified professional's assessment, or confirmation of current regulatory status. We may update this information from time to time.

Questions? Menachem@LumoraPlanning.com